M&T Bank Corporation ("M&T") will participate in KBW's 2005 Regional Bank Conference hosted by Keefe, Bruyette & Woods, Inc. tomorrow. Representatives of M&T, a Buffalo-based bank holding company, are scheduled to deliver a presentation to investors and analysts at 2:40 p.m. on Wednesday, March 2, 2005.

The conference takes place at the Langham Hotel Boston in Boston, Massachusetts.

A live audio-webcast of the presentation will be available via the Internet at: http://ir.mandtbank.com/conference.cfm, and at http://www.kbw.com/. Materials that will be used in this presentation will also be accessible at M&T's website, http://ir.mandtbank.com/conference.cfm.

M&T is headquartered in Buffalo, New York, and has banking branches in New York, Pennsylvania, Maryland, Virginia, West Virginia, Delaware and the District of Columbia

CONTACT:

Donald J. MacLeod

(716) 842-5138

Web site: http://www.mandtbank.com/