M&T Bank Corporation ("M&T") will participate in the 2005 KBW Honor Roll and Sixth Annual Community Bank Investor Conference hosted by Keefe, Bruyette & Woods, Inc. Representatives of M&T are scheduled to deliver a presentation to investors and analysts at 10 a.m. on Wednesday, July 27, 2005.

The conference takes place at the Pierre Hotel in New York City. A live audio-webcast of the presentation will be available via the Internet at: http://ir.mandtbank.com/conference.cfm, and at http://www.kbw.com/. Materials that will be used in this presentation will also be accessible at M&T's website, http://ir.mandtbank.com/conference.cfm. The presentation and webcast may contain forward-looking statements and other material information.

M&T is a bank holding company headquartered in Buffalo, New York whose banking subsidiaries, M&T Bank and M&T Bank, National Association, operate branch offices in New York, Pennsylvania, Maryland, Virginia, West Virginia, Delaware and the District of Columbia.

CONTACT:

Donald J. MacLeod

(716) 842-5138