M&T Bank Corporation ("M&T")
Domestic callers wishing to participate in the call may dial toll free (877) 780-2276. International participants, using any applicable international calling codes, may dial (973) 582-2700. The conference will be webcast live through M&T's website. To access the live webcast please visit M&T's website at http://ir.mandtbank.com/conference.cfm
A replay of the call will be available until Tuesday, January 13, 2004 by calling (877) 519-4471, code 4399838 and (973) 341-3080 for international participants. The event will be archived and available by 1 p.m., January 12, 2004 on M&T's website at http://ir.mandtbank.com/conference.cfm
M&T is headquartered in Buffalo, New York, and has banking branches in New York, Pennsylvania, Maryland, Virginia, West Virginia, Delaware and the District of Columbia.
Michael S. Piemonte
Web site: http://www.mandtbank.com/